I was supposed to close on my house on March 8th and we were pushed back by the lender for 2 weeks due to an issue of the ground lease in Baltimore City. As more and more news about the subprime lending being cracked down upon, it slowly trickles into the legit companies. My agent told me that she has gone to the same lender many times before with ground rent and it was no issue. All of a sudden it has become an issue. The final closing date now is on the 21st. You may think that closing was easy, but the companies nowadays are asking for a lot more paperwork. In this slumping market it seems that you will have to have your paperwork ready. I had to go and get everything from my bank and even my mother’s bank.
We’ll see how it goes on Tuesday.
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